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Independent · Methodology-driven · No login

What is your insurance agency worth?

Five questions. One number. Built on the same valuation methodology used in real P&C agency transactions — without the broker calls or signed NDAs.

● Under 60 seconds● No email required● Methodology shown

Five questions. One number.

All inputs stay on your device until you choose to share them. No email required for your initial estimate.

$1M
$50K$20M

Including contingencies. Drag the slider — it scales logarithmically across the full agency range.

50% Personal
Commercial 50%
Account retention (last 12 months)
4

Valuation methods

Tier 3 triangulates revenue multiple, EBITDA multiple, discretionary earnings, and producer NPV — flagging when methods disagree.

8

Quality factors

Retention, growth trend, margin, book composition, producer concentration, account concentration, AMS, and transition plan — each weighted into the final multiple.

15

Year cash-flow projection

Tier 3 builds a full 15-year after-tax cash-flow projection with monthly amortization, retention taper, and IRR — the same model buyers use.